What is the [specific innovation plan] that our business proposal outlines, and how can it effectively research, develop, and implement the new technologies, products, or services that can disrupt, transform, or create the market and the industry of the proposed venture or initiative, while anticipating the future trends, challenges, and opportunities of the business? Example: What is the innovation plan for a new blockchain-based payment platform, and how can our proposal effectively leverage the decentralized, secure, and transparent features of the technology, while addressing the scalability, the usability, and the regulatory challenges, and creating a more inclusive, efficient, and democratic financial system?